AlertPay - How to open (set up) an account

How to open (set up) an account in brief

1.  Please go to https://www.AlertPay.com or click the banner above then click “Sign Up”. Complete the four steps: Create, Information, AlertPay Account, and Validate. Open a “Personal Starter” account. 
If you choose a “Personal Pro” you will be charged for any transaction with 2.5% + $0.25. “Personal Starter” doesn’t have fees. Please see:https://www.AlertPay.com/info/Fees.aspx.

2.  Submit your real data because you will have to upload 2 scanned copies of your documents for account verification: 
- A photo ID (country ID, Passport, Driver License) 
- An address proof (gas, electricity, telephone bill, bank etc. something that is recurring) with your name on it. If by any reasons you do not receive bills on your name then submit one with a family member name on it if they have the same address and the same Last Name.

The account will be verified within 10 business days. From an AlertPay account you can withdraw money directly into your bank account.

Below you’ll find a short selection from AlertPay “User Agreement”

1.  Age restriction

•  You have to be at least 18 years old in order to be able to set up an ALERTPAY account. If you don’t have this age, make the account on one of your family’s member name.

2.  Verification

You can verify yourself from your mobile. go to verify section and give your mobile number, they will send sms a code to you. enter that code in the text box shown in the website. simple you got verified.

•  At any time you can be asked to submit a proof of address and a photo ID to verify your identity. So give them real data.

3.  Account Types and Associated Fees

•  There are three AlertPay account types: Personal Starter, Personal Pro and Business. 
•  The Personal Starter account is the introductory account for which receiving fees are waived for up to $400* a month and $2000 cumulatively.

4.  Receiving Funds

•  When you receive funds in your AlertPay account, applicable transaction fees will be deducted for that transaction. 
•  A Personal Starter account allows the receiver to receive up to $400 per calendar month. Upon reaching this limit or surpassing it, the receiver is required to either upgrade their account or refuse payment to their account. Personal Starter account holders cannot receive credit card payments. 
•    There are no receiving limits imposed on verified Personal Pro accounts.

5.  Receiving Limits

•  For verified and unverified Personal Starter accounts, you can receive up to $400 a month and $2000 lifetime. Whether verified or unverified, you must upgrade your account to Personal Pro to receive more than $400 a month and $2000 lifetime.
•  For verified Personal Pro accounts, you can receive an unlimited amount of funds. If your account is unverified, you can still receive funds, but you will be required to verify your account to send or withdraw your funds.

7.  Sending Limits

•  For verified Personal Starter accounts, you can send an unlimited amount of money at one time. If your account is unverified, you will be able to send a limited amount of funds imposed monthly and yearly. The limits are valid until you verify your account. 
•  For verified Personal Pro accounts, you can send an unlimited amount of money at one time. If your account is unverified, you will be able to send a limited amount of funds imposed monthly and yearly. The limits are valid until you verify your account.

6.  Sending Funds

•    Sending money is free with a Personal Starter or Personal Pro.

8.  Depositing Money

•  You can deposit funds by bank transfer, certified check, cashier's check, money order or bank wire, and then spend your money anywhere you like while keeping your personal information confidential. 
•  In compliance with Anti-Money Laundering and Anti-Terrorist Funding Legislation, certain limits will be imposed on deposits into AlertPay accounts whether verified or unverified and depending on the depositing method.

9.  Withdrawing Money

•    You have the option of withdrawing to your bank account by bank transfer or bank wire or by requesting a check.

10.  AlertPay Balance

•  You will not receive interest or other earnings on the funds that AlertPay handles as your agent and places in pooled bank accounts.

11.  Credit Card Use

•  You can use your credit card to send direct payments to other AlertPay members or to make a payment through a Seller's website. You can also use your credit card to withdraw your funds, but NOT to deposit. If you receive a refund and initially paid for the item with your credit card, your refund will be put back on your credit card. You may add two cards to your account, each of which will have a $500 USD (or equivalent) limit per month.

12.  Earn Money Program

•  You can earn extra cash through AlertPay by referring others to our service through a link on your website or in an email. You can earn $5 USD for every qualifying referral and $10 USD each after your tenth. To qualify for the reward, your referral must sign up for a Personal Pro or Business account and send/receive at least $250 USD.

My guide doesn’t cover AlertPay Business Accounts. If you want something like this, I suppose you are experienced enough to read and understand, on your own, AlertPay’s Terms of Service.